STUDY GUIDE Comm 121
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This 13 page Study Guide was uploaded by Gillian Gagne on Saturday January 17, 2015. The Study Guide belongs to Comm 121 at University of Massachusetts taught by Zachary McDowell in Fall2012. Since its upload, it has received 219 views. For similar materials see Introduction to Media and Culture in Communication Studies at University of Massachusetts.
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Date Created: 01/17/15
FILM In Debt We Trust 1 What does Schechter call the democratization of credit We are kept alive by all the money we borrow we cant live with it and we cant live without it it s been called the democratization of credit but for many it leads to the democratization of dependency 2 What is OPM Other Peoples Money 3 What is the National Savings Rate Is zero Americans spend more then they earn 4 Why was the American Revolution in part about breaking enslavement to nancial debt The American Revolution was largely driven by the great American planners that were heavily in debt to European banks and they had very onerous difficult tiring burdensome terms and they recognized that they could not financially prosper under such outrageous financial demands so part of the American Revolution was to break enslavement from financial debt 5 What is Robert Manning s response to a question about whether or not students should have credit cards He thinks every student should get a credit card but if their parents will not cosine and if they don t have an independent source of income it should be capped at 500 dollars only if the student is delinquent in payments then it would be raised to 500 dollars a year till graduation to a limit of 2500 dollars 6 What does Manning critique about Barbie dolls This is a toy that is designed for Children 3 years and up the Barbie register toy and it actually gives you the exact sound of the acceptance of using a credit card when it processes it at the cash register There is also Malibu Barbie who comes with her own Gold Master Card and there s shopping girl Barbie where she has her own store to pick and Choose where she wants to use her credit card 7 With credit card pitchmen outside his lecture Manning knows he s fighting an uphill battle against Against the culture that thrives on consumption 8 158 million cardholders worldwide hold an average of how many credit cards per person 10 cards per person 9 What gives credit card corporations their power over us Our nonchalance in the face of the power that they have over us it s our indifference our negligence our ignorance that gives them their power and that makes them dangerous to us 10 When the film says that credit card companies determine your credit score by using a proprietary formula what is meant by proprietary Proprietary is another word for secret which is how much of the industry operates 11 According to Hofstra University Law Professor Robert Silverman the complicated multiplepage agreements that come in the mail with credit cards are an example of what Is an example of drafting by a risk minimizing lawyer 12 Former credit card executive Steve Barnett calls the MasterCard priceless campaign brilliant because it says credit cards do what It s brilliant because what they are saying is that this credit card is not a way of getting you into debt and this is not a way to cause you to overspend This is a way to reinforce your values and your deepest beliefs 13 What percentage of our economy is based on consumption 23 14 Our high rates of consumption lead to what petrifying paradox If we cutback on consumption which obviously is good for the environment and is good for a number of things the US economy collapses In sense we have built an economy that needs rampant consumerism as a fuel to keep the engine going 15 What is each American s share of the national debt 27 thousand 439 dollars and 48 cents 2743948 16 How much does our debt increase every day 283 billion dollars 17 Tamara Draut of Demos Think Tank says that debt is a symptom of what larger economic amp structural issues Debit is a symptom of larger economic and structural issues of facing households One we have seen a decline in incomes or a stagnation of incomes particularly in the lower income household range and also for middle income households At the same time costs have skyrocketed healthcare housing costs college costs and we have to look at public policy and what has happened 18 According to financial historian Michael Hudson the new economic conflict in our society is not between classes or employers and employees but between whom Creditors and debtors 19 Credit and debt are transforming our industrial economy into an economy based on what Into one based on financial services and service providers 20 Why is it dangerous that property has come to be seen as the only way to build wealth Because it increases the gap between Classes 21 What phenomenon eXplains why far fewer Americans now pay off their mortgages than in the past Today most families will never pay of their mortgages because of constant refinancing 22 Why does bankruptcy attorney Charles J untikka call banks evil Because they are making 54 percent net profit and they are making it off of the poorest members of our society 23 What did the bankruptcy reform law signed by Bush do The new law makes it harder to erase debts by declaring personal bankruptcy Bush says it will cut down on fraud Opponents say it will help creditors at the expense of the poor 24 How did the bankruptcy reform law signed by Bush just weeks before Hurricane Katrina affect Victims of the disaster The bill pasted by Bush specifically ruled out oods as grounds for bankruptcy 25 Who are the two largest contributors to political campaigns in America Are the financial institutions and real estate developers 26 What is the leading profit engine of the banking industry The credit card industry is the leading profit engine of the bank industry 27 What sort of nancial institution are you more likely to find in poor neighborhoods than traditional banks Check cashing stores and taX rebate joints are the institutions found in poor neighborhoods 28 What does the renttoown phenomenon involve These stores are deliberately concentrated in poor neighborhoods You want to buy a 19in TV you can get one at a mall for 195 renting to own it will eventually cost over 700 with an interest rate of 238 29 Over the past 20 years what have banks discovered about poor people when it comes to debt Bankers said they made an anthropological discovery a break through they found out that the poor are honest Almost the only people who believe that they should repay their debts are the poor people and in fact the less money you have the more you believe that the debts should be paid 30 What have the banks that issued homeowners their original mortgages been doing with these mortgages over the past few years The first lender is selling the debt and being completely reimbursed so there is no risk for them They are selling these mortgages into the secondary market through Wall Street 31 What did the New York Daily News report about the nances of troops coming back from Iraq It reports more than a hundred thousand US troops have been saddled with long term debt in return for short term cash from pay day loan stores charging interest rates that would make the mob blush Poorly paid soldiers put up their paychecks as collateral for these high interest short term loans 32 Why does the film say in the end that we are now in terra incognita The US government is in the red big time Its scary the run up in debt has economists Wall Street analysts academics and congress nearly at a state of nervous breakdown In economic terms we have never experienced the impact and danger of such as debt load before No markers no reference point its terra incognita Film End of Suburbia What does James Kunstler label suburbia in terms of resource aHocann According to Richard heinberg what party is coming to an end What are the three kinds of historical suburbs that Kunstler describes In the aftermath of WW2 what were the rst suburban development driven by What happens to cities as the population moves to the suburbs What were GM Firestone and Standard Oil convicted of How is the interstate highway system connected to population movement What has made our contemporary life possible According to Matthew Simmons what ended with the 2003 blackout 10What is quotpeak oilquot 11ln what year did US oil production peak 12According to Matthew Simmons what country s peak date is key to recognizing that the world has peaked 13How will the peak rst be felt in the suburbs 14According to James Kunstler what will be the effects of not having access to cheap oil and gas 15What will happen to interstate trucking as the highway system deteriorates 2 16What will happen to retail as the crisis hits 17What does James Kunstler mean by cluster fuckquot 18According to Richard Heinberg what is bad for the media business 19According to Richard Heinberg what is good for the media business 20According to James Kunstler what are the wars in Afghanistan and Iraq the opening engagements in 21What is the problem with hydrogen as a form of alternative energy 22What is the problem with ethanol as an alternative form of energy 23Do the people interviewed in the lm think that alternative forms of energy can sustain our current way of life 24What is the new urbanismquot25According to Matthew Simmons what is the only thing that can save us 26What will reverse globalization27According to James Kunstler what can we not afford anymore 3 FILM An Inconvenient Truth What quote from Mark Twain does Gore use to illustrate his point that conventional wisdom can get us into trouble What is one of the most vulnerable parts of the planet What did Roger Revelle s research show Regarding Mt Kilimanjaro what does Gore say will disappear within a decade What is the particular problem in relation to glaciers in the Himalayas When Gore goes to Antarctica and looks at core samples in the ice what speci c event does one scientist identify in the ice ln 650000 years what have C02 levels never risen above Where will C02 levels go to in the future In which period have the 10 hottest years of atmospheric temperature been recorded 10What happens when the oceans get warmer 11What was responsible for making Hurricane Katrina even more severe once it left Florida 12Why does Gore quote Winston Churchill on the threat of fascism in the 19305 13What is the relationship of global warming to precipitation 14What has happened to Lake Chard in Africa 4 15What is the rst of the canaries in the coalmine 16What has happened to the tundra in Alaska over the last 35 years 17Why does the melting of the Artic ice cap increase global warming 18What is happening to polar bears as a result of the ice melting 19What impact will the melting of the Greenland ice have on ocean currents and why is it important 20How does global warming affect the feeding of migratory birds in the Netherlands 21What is the second canary in the coalmine 22What happens if the West Antarctic land ice melts 23What would happen to the maps of the world if Greenland broke up and melted 24According to Gore what collision are we witnessing at the present time 25What is the rst of the factors causing the collision 26What causes almost 30 of the C02 that goes into the atmosphere in any year 27What has been transformed by the second factor causing the collision 28How much of global warming is the United States responsible for 29What is the third factor causing the collision 30Why does Gore tell the story of the frog in the boiling pot 5 31Why does Gore tell the story of his sister s death from lung cancer 32What is the rst misconception that bedevils our thinking about global warming 33Who did Phillip Cooney go and work for after he resigned from the Bush administration 34What is the second misconception that affects our thinking 35Why does Gore think that the second misconception offers a false choice 36What is the third misconception that affects our thinking 37What is the one resource that Gore believes we do not presently have to solve the problem 38How does Gore use the example of the hole in the ozone layer 39What is at stake in global warming 40What suggestions are offered by the lmmakers in the credits as to what actions people can take Film The End of the Line What changed Charles Clover s view of the oceans What view of the oceans has changed as a result of what we have done What did John Crosby Fisheries Minister Canada do in 1992 According to ProfessorJeffrey Hutchings why did Europeans migrate to Canada According to Hutchings what is loss of cod akin to for Newfoundland How did Prof Daniel Pauly explain the discrepancy between the declines in local catches almost everywhere and the increases in the global catch Why is shing one of the biggest problems in the world What did the research show on what is happening to shing stocks species wide How big is the mouth of the largest trawler 10According to Callum Roberts what does the amount of shing power that we have at our disposal far outweigh 11The impact of which technology has resulted in one of the largest scale transformations of the planetary environments 12The depletion of which sh signals the most immediate crisis 13What kind of decision was the European Union setting the quota for Blue n tuna at twice the recommended level 14What would have happened to sheries ministers if they had been engineers 15How much did the Mediterranean Blue n industry actually catch 16What else does the shing industry in the Mediterranean do that is illegal 17How much is unregulated shing worth 18Why is Mitsubishi sending out extra trawlers 19What conclusion does Roberto Mielgo come to about the shing industry 20What does Adama Mbergaul think has betrayed him 21Why don t local sherman stand a chance 22What is thrown back into the sea as waste 23How does Rashid Sumalia characterize Europe s visa policy 24Where are the live sh availablr in upscale Japanese restaurants taken from 25What do our insatiable appetites threaten 26What does the example of Cownose Ray in the Chesapeake Bay and lobsters in Newfoundland point to 27What are the oceans lling up with as large predators are taken out 28What does the changing nature of the oceans point to 29lf present trends continue what will happen by the middle of the century 30According to Daniel Pauly where have all the sh gone 31What does Charles Clover think we do not understand 32Why is Boris Worm hopeful 33What does Alaska do with regard to shing 34What role can consumers play in protecting the oceans 35Why is sh farming not the answer to saving the sh 36What are marine reserves 37What percentage of the world s oceans are presently protected areas 38What do politicians consumers and the shing industry have to do to protect the oceans 39How is the problem of the oceans different than other environmental problems 40What does the lm at the end suggest people do FILM Flow For Love of Water What is the world running out What does the use of pesticides in agriculture lead to In laboratory tests what is Atrazine linked with Where is Atrazine legal and where is it banned Bolivia In La Paz Bolivia what was diverted into the river What are poor countries being forced to do to their water systems According to Julian Perez what was the result of water privatization in the city of El Alto According to Jim Schultz what are most of the childhood deaths in Bolivia linked to Why did violence erupt in Cochabamba after 1999 10Who forced water privatization on Bolivia 11According to Oscar Olivera what is at stake in the water wars 12What did the Bolivian government do in 2007 KwaZuluNatal South Africa 13Why are people drinking and using unclean water from the river in South Africa 14How do poor people in South Africa get tap water 15How do poor people in South Africa pay for tap water 16What did people in Chatsworth do in reaction to electricity and water cut off 17What does JeanLuc Touly say about the progressive language the water companies use 18What does Maude Barlow say is just commonsense 19What did Ashok Gadgil come up to provide safe drinking water in Bomminampadu India 20Where has most of the past aid investment in water safety gone in India United States 21What days are ending 22According to Erik Olson how many people at the FDA are responsible for regulating bottled water 23How much does the UN estimate it would cost to provide safe cleaning drinking water to the entire planet 24How much is spent on bottled water every year 25What is the World Water Council WWC 26According to Jim Schultz what does debt become for poor countries 27According to Maude Barlow what did the WWC understand about water 28According to Vandana Shiva what is the Ganges river central to in India 29How is this function under threat 30In the 20 Eh century what changed in the way that humans utilized water resources 31How are dams connected to global warming 32According to Patrick McCully dams are 20 times worse than what for global warming 33Who bene ts from dams Lesotho34How many people have been displaced in the 20th century by dams 35Who is a major funder of dams36What does the World Bank know how to spend 37What does the World Bank not know how to spend 38What did Rajendra Singh develop Michigan 39What effect did Nestle s pumping of water effect 40What the Michigan Supreme court decide about Nestle s actions 41How did Chief Seattle reply to the offer by the government of the United States to quotbuyquot Indian land Plachimanda 42How did the women of Placimanda respond to Coca Cola stealing their water 15 43What was in the quotfree fertilizerquot that Coke gave to the villagers of Placimanda 44What movement is Rajendra Singh starting in India 45What happens after the multinationals came to India 46What was part of the conditions under which the Asian Development Bank gave loans for improvements in water quality in Madhya Pradesh 47According to Ashok Gadgil where will change come from 48According to Jim Schultz what will be the basis of true solutions to water problems 49According to Siddharaj Dhadda whose century will the 21St century be 50What is the proposed Article 31 of the Universal Declaration of Human Rights
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