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HHS245 W 5 DQ 1


HHS245 W 5 DQ 1 fin571

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HHS245 W 5 DQ 1
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This 0 page Study Guide was uploaded by an elite notetaker on Tuesday November 10, 2015. The Study Guide belongs to fin571 at Kaplan University taught by in Fall 2015. Since its upload, it has received 24 views.

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Date Created: 11/10/15
Discuss three of the nine major forms of benefitsservices in the US social welfare system p 95 of Ch 5 For each of the three give an example of when you believe that benefit or service would be positive and when it would be negative Think of examples other than those given in Ch 5 Material goodscommodities Most benefits that are Classified under material goods and commodities are linked to agriculture and the farming industry Material goods such as cotton poultry meats like beef and pork and even grains like corn wheat and beans and other crops are often referred to as commodities These are all bought and sold in large quantities When the market drops below the fair market price the government would subsidize funds and repay the farmers An example where this would be positive is the idea that the farmers are able to continue to run their farm although they are not taking profit because the government pays the farmer instead of the farmer going out of business An example of a negative benefit would be that the taxes of the other people in the state have to pay for the money paid to the farmer Creditsvouchers The credits and vouchers system subsidizes income for vouchers that can be used the same as cash with some limitations There are programs that are specifically for mothers and Children There are credits that the government uses to subsidize the low income of some and pay for utilities that these families and people cannot go without Both credits and vouchers have to be used in specific locations or stores A positive example is that those that don t make very much money can still live and feed their family members A negative example is again the people who pay taxes and make more money end up paying more taxes to pay for the program Government guarantees A government guaranty is a payoff of an outstanding debt Often time this is used to pay off mortgage when the individual defaults on the loan A positive example is that a bank would be able to pay off the home for a family rather than foreclosure and force the family to find another place to live A negative example is that after so many of the homes are paid off the bank loses money based on the loss of profit made from interest On a typical loan of 10000000 dollars the bank can make about 200000 in interest over a thirty year period


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