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Date Created: 12/20/15
The Mortgage Planners are a full service mortgage lender based in San Diego, California and have been helping clients with home loans since 2003. They have Mortgage Banking and Broker channels available to their clients to help with purchase, refinance, and reverse mortgages. The Mortgage Planners are affiliated with West Coast Mortgage, a local Direct Lender in San Diego for the past 15 years. The benefits of being a direct lender include controlling the loan documents and funding of the loan, more competitive interest rates and fees, and quicker underwriting time periods. Ask questions and listen to our clients in order to fully understand their needs Create mortgage solutions that complement our client's overall financial strategy, and allow them to effectively accomplish their short and long term financial goals Be sensitiveto the fears that many homebuyers have about obtaining a mortgage loan and earn their confidence as a trusted advisor Use the latest technology to complement our customer service, making adjustments when necessary to avoid overwhelming our clients who are less technically proficient Respect our client's time and minimize the amount of effort required of them by applying our knowledge, experience, and resourcefulness Communicate regularly and proactively with our clients to keep them informed of the status of their loan and to reduce the stress associated with uncertainty Ensure smooth, on time closings with anticipated costs and terms Provide our clients the luxury of home loans in the future with minimal effort on their part Take full responsibilifor our actions and be honest at all times Seek to improve the quality of service we provide by encouraging each client to critically evaluate our performance Striveto honor God in all that we do The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055 since you’ll have more space to Mortgage Brokers: create a bonding time that will surely Helping You Make an last. You might want your house to have a pool, backyard, pond, garden, Informed Choice and many others. If so, you won’t have to travel for many miles just to Purchasing a house could provide find the right one as your personal great joy not only to yourself but also to the family who’s going to live with broker can do all these for your you. The thought of not having to convenience. sleep in an apartment is the best most especially since you won’t have to stay in a cramped place with your Here are some of the reasons why hiring these professionals can do you wife, sons, and daughters. You have good. the money and the only thing to do now is to look for the best place to They will sort your mortgage settle for good. However, you are not information to help you save familiar with how the house acquisition works. You are scared time. that you might fall prey to the sweet You will be able to make an informed choice. talk of some home owners and sell their house for more than the You will get better deals with supposed price. If this is the case, the help of these experts. You won’t have to worry about then don’t fret, there are many anything other than the money mortgage brokers out there who could do all the paperwork’s for you. for the house you plan to He will also find the best place that is purchase. You are the boss. fit not only for your budget but liking as well. Help you save time from filling multiple applications. A house is only a good place to stay in if you are sharing it with people you You won’t have to travel for many care about. The thought of having an miles and spend days and nights looking for the best place to settle open space for various activities with your family is simply the greatest with your family. Finding a good The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055 dwelling place is crucial as you will companies nowadays and almost most likely be spending the rest of everything has the word “alluring” your life there. Great effort is written all over it. However, there are required in order to acquire the some that are not what they say they perfect dwelling place. The best news are. If you have an untrained eye, however, is that you can find a better then it will be impossible for you to place and make an informed decision detect any anomalies. This is where if you hire a mortgage broker whom these professionals come in. Hiring can help find a house that fits your these people ensures that you get the budget and needs. one that suits you best. You won’t have to worry about a thing as they will do all the necessary research to pick the one that can please you. Benefits of Hiring a #2: Time and Money Saving Mortgage Broker You won’t just save time, but also money if you decide to ask help from these professionals. When you hire There are a variety of reasons why it is essential for a person to hire the these experts, they will all do the work thus saving you a lot of time. services of a mortgage broker. A lot Another thing that makes this great is of people are getting into financial troubles because of the economic that you won’t have to travel back- and-forth just to find the most crisis that the country is suffering suitable company, thus saving you today. This is the reason why most people wants to ensure that every money from gas. money transaction is sure, reliable, #3: They work for “YOU” and above all, inexpensive. The When you hire these people’s following are the reasons why hiring people who are adept in providing services, they will work for you instead of working for the company. mortgage services are essential: They will be on your side, thus #1: No Worries ensuring you of getting the best deals available. When you negotiate with You will find that there are different the professional on your own, you programs offered by different will notice that these companies The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055 don’t have your best interest in mind. However, you can be rest assured that the expert you hire has your back and will make sure that you If you struggle in refinancing your make the best decision and get the mortgage, then you probably need an most ideal deals. expert’s advice to have a good option that will work effectively throughout #4: You Get What You Want the process. Based on the latest These people make sure that you get reports, many homeowners failed in the one that you truly need and not managing home acquisition. In order just to settle with the ones that are available even when the program to succeed in getting hold of an abode, one should learn how to doesn’t suit you. They make proper research regarding the companies select a certain option. Having the that offers what you want and gather right comprehension means that you data about them. He will then know how to make right decisions. It present you these data and state the doesn’t matter whatever motives you pros and cons of opting for each one. You can then narrow down your have, as long as you know where to seek beneficial programs such as choices and make the right decision. Home Affordable Refinance Program Purchase loans the right way. You or known as HARP Refinance, you can do this by opting for the services will surely get what you plan to have. of people who are known to be experts in this field. Get sound There are government programs that advice, save time and money, and get help regular citizens to finally acquire what you want by asking help from a house wherein they will live for a the professionals. lifetime. These programs provide services that have the same vision – to help home owners who cannot HARP Refinance - afford to get low mortgage rates so Helping You to Get that they can be qualified to the Best Deal Done financially support their mortgage. The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055 This gives a fantastic opportunity for Adjustments will be made with the people who want to possess a regards to credit scores, residential property. property type, terms, and more Clients will certainly get Fortunately, there are also programs offered by private companies affordable home loan rates Clients will be guided by a loan wherein they allow the citizens to apply for a house loan in order for representative working under this said program them to easily reach their dream - to own a home. It is easy to apply for a Today, you can find various offers loan and get qualified but what’s wherein there is no mortgage difficult is how to carry out your insurance policy needed but you have obligation regarding abode funding. to make proper assessments about it So whenever you are in this kind of before you jump on that kind of situation, you need to depend on a service. It is necessary to show your useful program like HARP financing proof of income when you apply for a option. It is a reliable option that loan so that the servicer who assists especially designed to help home you will determine if you are owners manage their mortgage qualified or not. concerns in a very effective manner. To help you understand more about this HARP program, here are the cool features of it: It has the ability to reduce the closing costs It generally provides an assurance to every proprietor who uses it It doesn’t require high values The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055
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