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Fundamentals of Life and Health Insurance

by: Alyson Hills

Fundamentals of Life and Health Insurance RMI 4310

Marketplace > Baylor University > Risk Management And Insurance > RMI 4310 > Fundamentals of Life and Health Insurance
Alyson Hills
Baylor University
GPA 3.75


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Class Notes
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This 1 page Class Notes was uploaded by Alyson Hills on Saturday October 3, 2015. The Class Notes belongs to RMI 4310 at Baylor University taught by Staff in Fall. Since its upload, it has received 47 views. For similar materials see /class/217897/rmi-4310-baylor-university in Risk Management And Insurance at Baylor University.

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Date Created: 10/03/15
LIFE INSURANCE Wharan NB t LK Q IF SOMEONE DEPENDS ON YOU CHANCES ARE YOU NEED LIFE INSURANCE Why then are men more likely than women to own life insurance And Why do Women have 011 average zlbuur half as much average as their male counterparts 76000 vs fill15100 Part of the reason is that men often earn more than women But common misconceptions also play a role in preventing women from getting the coverage they need For insmnte you don t need 0 be the primary breadwinner in your household 0 need life insurance In Fart even stayratrhome patents may need life insurance TAKE A MOMI Z Tl UNDERSTAND WHETHER YOU MIGHT NEED ADDITIONAL LIFE INSURANCE COVERAGE TO HELP SECURE YOUR FAMILY39S FINANFIAL FUTURE Ir You39le MARRIED Almost tworthirds of today s families depend on two incomes ro make ends meet yer working women are less likely rhan men rn rnrry lite insurance coverage Ifyou died suddenly could your family mainrain rheir srandard uf living on your husband s rnrnme alone Probably not Life insurance makes sure rhar your plans for rhe future don39t die when you do Ir You39le A SINGLEPAEENT As a single moms you39re rhe primary caregiver hrearlwinner and so much more Yet nearly tour in ren single parenrs have no Life insurance whatsoever and man y Wish coverage say they need more Wirh so much responsibiliry resring on rhcir shoulders single parents need to make douth sure rhar rhey have enough lite insurance ro safeguard their children39s nancial future ll You Iu ii STAYNDHDMJiMOM Just heeause you don39t earn a salary doesn t mean you don39t make a nancial conrrihurion ro your family Childcare cleaning cooking and household managemenr are all imporranr raslss the replacement value or which is ofren severely underesrimarcd According ro a recent survey mosr people value rhese services ar over 40000 Could your husband afford ro pay someone for rhese services or rake over these ubllgations himself and still work full time with life insurance your Family can afford to make the rhnrre rhar hesr preserves dreir quality or life log K to wwajferLineplg or ill IrSSSrLIFEr777 fur a free Camilalet39s Guide quotE LlFE


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