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Chapter 5 notes

by: Aimee Kalczuk

Chapter 5 notes HDF 247

Aimee Kalczuk
GPA 3.8
Intro to Gerontology
Ko, Han-Jung

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Here are the notes for chapter 5!
Intro to Gerontology
Ko, Han-Jung
Class Notes
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This 2 page Class Notes was uploaded by Aimee Kalczuk on Tuesday October 13, 2015. The Class Notes belongs to HDF 247 at Central Michigan University taught by Ko, Han-Jung in Summer 2015. Since its upload, it has received 33 views. For similar materials see Intro to Gerontology in Human Development at Central Michigan University.


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Date Created: 10/13/15
Chapter 5 Old Age and the Welfare State Social Security Act Before 1935 the United States had no national social welfare programs Social insurance programs are NOT paid for through scal welfare it is paid for through the individual s income tax throughout their working years In 2010 30 million or more people received Social Security bene ts Timeline for Social Security Programs 1935 Social Security Act Old Age Insurance Act Social security for retired workers aged 65 Old Aged Assistance for aged poor 1936 Survivors and dependents bene ts 1956 Disability insurance Facts 97 of all workers covered through SS under age 24 a worker who has paid FICA taxes for 15 years 52 of the workforce has no private pension 31 of the workforce has no savings set aside for retirement 1n 1935 life expectance at 65 years was an additional 125 years Today at 65 it is an additional 15 By 2034 there will be almost two times as many older adults as there are today Currently there are 33 workers for each SS bene ciary by 2034 that number will drop to 21 Welfa re Progra ms Public assistance programs provide minimal bene ts for the very needy What is welfare Agebased and needbased entitlement vs means tested Health Care Medicare pays for health care for people aged 65 and older Medicaid dollars are mostly spent on longterm care 0 Medicaid is needbased not agebased Medicare part A is paid through payroll taxes and everyone is eligible In 1965 Medicare was passed OASHDI In 2003 Medicare Part D was passed for prescription drug bene ts 0 Part A 90 days free in the hospital 0 Part B pays for physician bene ts 0 Part C HMO s Medicare Advanced 0 Part D Prescription drugs Disability 0 Disability insurance is available to everyone needbased not age based 0 1956 disability insurance created 0 1988 Medicare catastrophic coverage act repealed Support for Community Older Adults 0 1956 Older Americans Act for older adults who are healthy and wish to stay active 0 Senior centers meals on wheels etc


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