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Date Created: 12/18/15
Overview Of The Main State Advantages In the United Kingdom these days, both the government and the local authority play a vital role within providing help people in need of assistance. The well being state has already established many critics over the years because it was introduced and especially in more recent years however it nevertheless remains the envy of many other nations. A lot of its recent criticism continues to be due to the fact that it is increasingly expensive to run. The set of rules put on many state benefits are incredibly complex and at times, very difficult to understand. The government has the difficult task of providing such advantages to people in times of need whilst simultaneously ensuring that these individuals in such situations are not financially better off through claiming instead of going out to function. Unfortunately this is not always achieved and the intricacy of the advantage structure can result in the existence of the actual ‘benefit trap’ – exactly where certain people are indeed worse off if they return to work. State benefits will also be funded through the tax payer on a pay-as-you-go basis. This means that current advantages are financed by current taxes and National insurance contributions. Which means that a constant juggling act must be carried out by government to ensure that the books balance. The situation is created worse when in economic turmoil as there are fewer individuals operating and more people claiming benefits. The resulting factor is the fact that many benefits are small within amount and may do little more than prevent individuals from struggling extreme lower income. Aside from the primary eligibility requirements, certain benefits are means tested. This means that the amount of benefit is decreased if the individual’s (or sometimes the family’s) income or even savings surpass specified levels – this kind of levels might be determined in respect of a persons age as well as whether they are in retirement. Each different type of advantage has a different type of objective. For example, the actual below list includes 3 of the most claimed benefits: • Income Support – an advantage designed for those individuals with a low income or no income at all. Earnings support can also be known as a gateway benefit meaning entitlement to this may open up a person’s entitlement to other benefits. • Jobseekers allowance – Similar to earnings support, this particular benefit is perfect for people who are on a low earnings or no income at all. It is a advantage for people who aren't working, or who are operating less than 16 hours per week. Claimants have to provide proof however that they're actively seeking work. • Child advantage – This is a benefit available to just about all parents or individuals accountable for looking after a young child. Child advantage is a tax-free benefit which is not means tested and it does not rely on an individual getting paid national Insurance contributions. Neither is it affected by every other benefits an individual may receive. It's made available for each child under the age of 16 many may even carry on up until the child is eighteen provided that they are in full time education. As mentioned, the above mentioned list only contains a small number of available advantages. This list would carry on with other advantages such as statutory maternity pay, Statutory paternal pay, maternal allowance, operating and kid tax credit, Statutory sick pay, incapacity benefit, attendance allowance, impairment living allowance, carer’s allocation, Industrial accidental injuries disablement benefit. Welfare state
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