Reducing health care spending Will people spend less on
Chapter 6, Problem 6.76(choose chapter or problem)
Reducing health care spending Will people spend less on health care if their health insurance requires them to pay some part of the cost themselves? An experiment on this issue asked if the percent of medical costs paid by health insurance has an eff ect either on the amount of medical care that people use or on their health. Th e treatments were four insurance plans. Each plan paid all medical costs above a ceiling. Below the ceiling, the plans paid 100%, 75%, 50%, or 0% of costs incurred.37 (a) Outline the design of a randomized comparative experiment suitable for this study. (b) Briefl y describe the practical and ethical diffi culties that might arise in such an experiment.
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