Fill in the graphic organizer below to show how a person might diversify (spread out)

Write a paragraph or two explaining some methods a person might choose to save or invest a $10,000 inheritance. Use all of the following terms. savings account interest money market deposit account time deposit certificates of deposit stockholder broker savings bonds mutual fund Treasury bills savings account interest money market deposit account time deposit certificates of deposit stockholder broker savings bonds mutual fund Treasury

Write a paragraph or two explaining some of the special methods a person might choose to save for retirement. Use all of the following terms. pension plan Keogh plan individual retirement account (IRA) Roth IRA diversification pension plan Keogh plan individual retirement account (IRA) Roth IRA diversification

Choose the letter of the term that best completes each sentence.a. require b. minimum c. designed d. schemes e. portion f. contribute g. overall Saving helps people prepare for expenses that more money than they usually spend.

Choose the letter of the term that best completes each sentence.a. require b. minimum c. designed d. schemes e. portion f. contribute g. overall Special retirement plans are to encourage people to save for the future.

Choose the letter of the term that best completes each sentence.a. require b. minimum c. designed d. schemes e. portion f. contribute g. overall One must keep a balance in some types of savings accounts to avoid paying fees.

Choose the letter of the term that best completes each sentence.a. require b. minimum c. designed d. schemes e. portion f. contribute g. overall Having a variety of types of savings and investments lowers ones risk.

Choose the letter of the term that best completes each sentence.a. require b. minimum c. designed d. schemes e. portion f. contribute g. overall It is a good idea to save a of every paycheck for the future.

Choose the letter of the term that best completes each sentence.a. require b. minimum c. designed d. schemes e. portion f. contribute g. overall A person can several thousand dollars to an IRA each year.

Choose the letter of the term that best completes each sentence.a. require b. minimum c. designed d. schemes e. portion f. contribute g. overall Securities laws help prevent that try to take advantage of investors.

What is interest on savings accounts? Why do banks pay interest?

Why is a bank certificate of deposit (CD) called a time deposit?

Why are deposits of up to $100,000 in banks and savings institutions often considered very safe?

What is the basic difference between a stock and a bond?

What are two advantages of United States savings bonds?

What kind of investment company hires professionals to manage the investments of a pool of investors?

What are three common types of retirement plans for individuals?

What are some of the factors one must consider when deciding how much to save in what kind of plan?

Fill in the graphic organizer below to show how a person might diversify (spread out) his or her retirement investments.

Imagine that you are out of school and have started working and saving. You want to keep from using credit cards or unnecessary loans as much as possible, so you make savings plans for major purchases and expenses. Write down a short-term savings goal, such as saving to buy a new portable MP3 player. Explain the typical ways in which you can save for such a purchase.

Imagine that you are out of school and have started working and saving. You want to keep from using credit cards or unnecessary loans as much as possible, so you make savings plans for major purchases and expenses. Now write down a long-term savings goal, such as saving for college, a house, or retirement. Explain some methods you might use to achieve this goal.

Imagine that you are out of school and have started working and saving. You want to keep from using credit cards or unnecessary loans as much as possible, so you make savings plans for major purchases and expenses. What is the major difference between the two ways of saving?

Imagine that you are out of school and have started working and saving. You want to keep from using credit cards or unnecessary loans as much as possible, so you make savings plans for major purchases and expenses. Why is saving up for major purchases and expenses better than using credit cards or taking out loans?

Suppose you have $300,000 that you want to save. The FDIC only insures up to $100,000. What can you do to make sure all your funds are insured by the FDIC?

How does buying a U.S. savings bond increase the U.S. governments debt?

Assume that you have $100,000 in savings. Create a chart like the one below to list the investments you might make and what percentage of the $100,000 you would invest in each. In the last column, explain how your choices will achieve investment diversification.

Study the cartoon on the right, and then answer the following questions. a. According to the cartoon, what will the effect be of the drop in consumer confidence? b. What effect will consumer spending have on savings rates? Why? c. What is the relationship between consumer spending and saving?